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Credit card cover applies items brought abroad
"The Court of Appeal has said credit card guarantees do cover items bought overseas, reversing an earlier ruling" (BBC News, 22 March 2006).

Under this rule, shoppers can claim against the card issuer if a purchase (between the value of £100 and £30,000) is unsatisfactory or faulty, or if the seller refuses to compensate them.

The Office of Fair Trading (OFT)  appealed an earlier High Court ruling concerning Section 75 of the Consumer Credit Act, which ruled that it did not apply to foreign purchases. .

 Lord Justice Waller said the 1974 Consumer Credit Act applied to "all transactions entered into using credit cards... whether they are entered into in the UK or elsewhere".

As yet it is unclear whether the credit card companies might appeal to the House of Lords, but until they do, this is law.

Note this only applies to credit cards and not charge cards.



                                                                                          The Owl and the Sparrow


                                                      Revision 2012


 The Owl and the Sparrow is a book about a battle that takes place in a forest. The battle is between the birds on one side of the forest,  which they themselves  call the good side of the forest, and the birds (vultures) on the other side,  the dark side of the forest.

 Owl is the leader of the good forest and his adversary is the Condor, reputed as being the darkest force in the forest.  Into  the story enters an apparently naive sparrow who is seduced by Condor into the dark side of the forest against the rulings of Owl. Owl refuses to send help because he does not want to endanger the lives of more birds, but also because he is furious with the sparrow. He says that  sparrow was asking for trouble.

 Also on the good side of the forest are an incredibly silly group of finches who like to play games and torment the vultures. But their silliness  and game-playing skills are no match for the profound darkness of the vultures, and some are captured, and terrorised.

  Golden Eagle rules over the whole forest, but he gets little involved because he has left Owl a set of rules. Finally he gets angry with what he sees happening on both sides of the forest, and  realises that rules are not enough. So  out of his concern and love for the birds , he sends his  son, Silver Eagle, to the  forest.   The book covers the events that follow including  a bitter battle and the discovery that there is an unknown traitor within their camp.


Author Ruth Thomas

Editor Joan  Mitchell

First version typed up and suggestions made by Deborah van Welie



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